Separate money by purpose
Keep operating funds, tax, payroll, projects and reserves distinct so each balance has a clear job.
Accounts · wallets · custody
Hold
Give money and value a clear, controlled place to live.
Hold is for keeping operational money, reserves and supported value organised inside NSB Money. Instead of mixing every purpose together, you can separate what is available now from what needs to be protected, reserved or used for a specific job.
What it isGive money and value a clear, controlled place to live.
Designed forVerified NSB Money customers with an eligible organisation or account.
ControlClear account, approval and activity visibility through your NSB Money workspace.
Why it helps
Built around the job your money needs to do.
NSB Money products are separated by purpose so you can understand where funds sit, what they are being used for, and what action is required next.
See what is available
Use your workspace to understand balances and account activity without relying on disconnected records.
Control access
Organisation permissions and approval controls help determine who can view, request or act on funds.
Keep records together
Account activity and related customer records remain connected to the same banking workspace.
Support multiple needs
Hold can support different account or wallet purposes where those services are available to your organisation.
Start with structure
Create the places your money needs before you begin moving, spending or allocating it elsewhere.
Before you apply
What we need from you.
Eligibility depends on the product, your organisation, verification status and the information needed to support the requested service. We keep the criteria visible so customers know what to prepare.
Typical criteria
- An NSB Money customer profile for the person or organisation using the service.
- Completed identity and organisation verification where required.
- A clear purpose for the account, wallet or balance being requested.
- Authority to act for the organisation and provide requested supporting information.
- Eligibility for the specific account, wallet or custody service requested.
How to apply
Open or continue your NSB Money application
Tell us who you are and which organisation the account is for.
Complete verification
Provide the identity, organisation and authority information requested for the service.
Choose the places your money needs
Once eligible, create or request the accounts and supported balance types appropriate to your use.
Use Hold from your workspace
View balances, activity and controls from your NSB Money account.
Ready to use Hold?
Start by opening an NSB Money account. We will collect the information needed to determine which Hold services are available to you and your organisation.